Borrowings
As of March 3, 2025
Interest-Bearing Debt(Excel data）XLS(120KB)
- Short-Term Borrowings
- ¥ 0million
- Long-term Borrowings
（current portion） - ¥ 19,770million
- Long-term Borrowings
- ¥ 158,946million
- Total Borrowings
- ¥ 178,716million
Short-Term Borrowings
| Lender | Balance (Millions of Yen) |
Interest Rate |
Fixed/ Floating |
Drawdown Date | Repayment Date | Remarks |
|---|---|---|---|---|---|---|
|
|
|
|
|
|
|
Long-term Borrowings
| Lender | Balance (Millions of Yen) |
Interest Rate |
Fixed/ Floating |
Drawdown Date | Repayment Date | Remarks |
|---|---|---|---|---|---|---|
|
|
|
|
|
|
|
|
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
300 | 1.75000％ (Note 1) |
Fixed | February 27, 20152015/02/27 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Development Bank of Japan Inc. Aozora Bank, Ltd Meiji Yasuda Life Insurance Company Nippon Life Insurance Company |
5,000 | 0.72461% (Note 2) |
Fixed | August 31, 20172017/08/31 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Development bank of Japan Inc. Aozora Bank, Ltd. |
2,300 | 0.57000% | Fixed | February 7, 20192019/02/07 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. SBI Shinsei Bank, Limited |
9,150 | 0.48000% (Note 1) |
Fixed | February 7, 20192019/02/07 | February 27, 20262026/02/27 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 850 | 0.48000% | Fixed | February 7, 20192019/02/07 | February 27, 20262026/02/27 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank |
8,470 | 0.58400% (Note 1) |
Fixed | February 7, 20192019/02/07 | August 31, 20262026/08/31 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 1,600 | 0.58400% | Fixed | February 7, 20192019/02/07 | August 31, 20262026/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank SBI Shinsei Bank, Limited |
4,580 | 0.42250％ (Note 1) |
Fixed | August 30, 20192019/08/30 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Shinkin Central Bank SBI Shinsei Bank, Limited Mitsui Sumitomo Insurance Company,Limied |
2,470 | 0.28450% (Note 1) |
Fixed | February 28, 20202020/02/28 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank SBI Shinsei Bank, Limited Mitsui Sumitomo Insurance Company,Limied |
5,200 | 0.39200% (Note 1) |
Fixed | February 28, 20202020/02/28 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Shinkin Central Bank SBI Shinsei Bank, Limited |
6,375 | 0.44300% (Note 1) |
Fixed | February 28, 20202020/02/28 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 490 | 0.44300% | Fixed | February 28, 20202020/02/28 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 1,000 | 0.47870％ (Note 1) |
Fixed | August 31, 20202020/08/31 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. |
3,130 | 0.53250％ (Note 1) |
Fixed | August 31, 20202020/08/31 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Development bank of Japan Inc. Aozora Bank, Ltd. |
1,900 | 0.63462% | Fixed | August 31, 20202020/08/31 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
1,870 | 0.65400％ (Note 1) |
Fixed | August 31, 20202020/08/31 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation Mitsui Sumitomo Insurance Company,Limied |
2,950 | 0.45200％ (Note 1) |
Fixed | February 8, 20212021/02/08 | January 31, 20282028/01/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited. Shinkin Central Bank SBI Shinsei Bank, Limited The 77 Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. The Gunma Bank, Ltd. The Higo Bank, Ltd. |
6,630 | 0.59000％ (Note 1) |
Fixed | February 8, 20212021/02/08 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| The Norinchukin Bank Development Bank of Japan Inc. Aozora Bank, Ltd. |
2,800 | 0.69000％ | Fixed | February 8, 20212021/02/08 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
4,110 | 0.72000％ (Note 1) |
Fixed | February 8, 20212021/02/08 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 1,790 | 0.42197％ | Fixed | August 31, 20212021/08/31 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. SBI Shinsei Bank, Limited Aozora Bank, Ltd. |
2,480 | 0.54207％ | Fixed | August 31, 20212021/08/31 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 1,000 | 0.66457％ | Fixed | August 31, 20212021/08/31 | August 30, 20302030/08/30 | Unsecured Unguaranteed |
| Mitsui Sumitomo Insurance Company, Limited The Bank of Fukuoka, Ltd. |
1,500 | 0.51000％ | Fixed | November 1, 20212021/11/01 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Resona Bank, Limited. Shinkin Central Bank SBI Shinsei Bank, Limited The 77 Bank, Ltd. The Higo Bank, Ltd. |
3,300 | 0.63000％ | Fixed | November 1, 20212021/11/01 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. Aozora Bank, Ltd. |
1,500 | 0.69000％ | Fixed | November 1, 20212021/11/01 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation Mizuho Trust & Banking Co., Ltd. Resona Bank, Limited. |
2,857 | 0.62890% (Note 1) |
Fixed | February 28, 20222022/02/28 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Sumitomo Mitsui Trust Bank, Limited |
2,563 | 0.69600% (Note 1) |
Fixed | February 28, 20222022/02/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| The Norinchukin Bank Resona Bank, Limited. SBI Shinsei Bank, Limited Aozora Bank, Ltd. (Green Loan) |
1,500 | 0.76300% (Note 1) |
Fixed | February 28, 20222022/02/28 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Trust Bank, Limited (Positive Impact Finance) |
2,000 | 0.76300% (Note 1) |
Fixed | February 28, 20222022/02/28 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. (Positive Impact Finance) |
2,000 | 0.82900% (Note 1) |
Fixed | February 28, 20222022/02/28 | August 31, 20302030/08/31 | Unsecured Unguaranteed |
| Resona Bank, Limited. | 1,200 | 0.51986% | Fixed | March 31, 20222022/03/31 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Nippon Life Insurance Company | 1,000 | 0.52000% | Fixed | March 31, 20222022/03/31 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. | 2,450 | 0.95787％ | Fixed | August 8, 20222022/08/08 | August 29, 20312031/08/29 | Unsecured Unguaranteed |
| Mizuho Trust & Banking Co., Ltd. Resona Bank, Limited. |
974 | 0.58990% | Fixed | August 31, 20222022/08/31 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
1,510 | 0.75750% | Fixed | August 31, 20222022/08/31 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| The Norinchukin Bank Sumitomo Mitsui Trust Bank, Limited |
1,718 | 0.90380% | Fixed | August 31, 20222022/08/31 | August 30, 20302030/08/30 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation Development Bank of Japan Inc. |
914 | 1.04880% | Fixed | August 31, 20222022/08/31 | August 29, 20312031/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 1,494 | 1.12150% | Fixed | August 31, 20222022/08/31 | February 27, 20322032/02/27 | Unsecured Unguaranteed |
| Resona Bank, Limited. | 500 | 0.60328% | Fixed | October 28, 20222022/10/28 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| SBI Shinsei Bank, Limited | 500 | 0.60328% | Fixed | October 28, 20222022/10/28 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Aozora Bank, Ltd. | 500 | 0.60328% | Fixed | October 28, 20222022/10/28 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
3,510 | 0.597870% (Note 2) |
Fixed | February 28, 20232023/02/28 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Shinkin Central Bank Sompo Japan Insurance Inc. | 3,116 | 0.78220% | Fixed | February 28, 20232023/02/28 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Resona Bank, Limited. Aozora Bank, Ltd. Mitsui Sumitomo Insurance Company, Limited |
3,679 | 0.83630% | Fixed | February 28, 20232023/02/28 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. (Green Loan) |
2,190 | 0.90250% | Fixed | May 31, 20232023/05/31 | May 31, 20302030/05/31 | Unsecured Unguaranteed |
| Sumitomo Mitsui Trust Bank, Limited |
1,210 | 0.77750% | Fixed | August 31, 20232023/08/31 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
6,570 | 1.06500% | Fixed | August 31, 20232023/08/31 | August 30, 20302030/08/30 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Mizuho Trust & Banking Co., Ltd. Resona Bank, Limited. SBI Shinsei Bank, Limited |
3,040 | 1.15540% | Fixed | August 31, 20232023/08/31 | February 28, 20312031/02/28 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 1,000 | 1.36740% | Fixed | February 7, 20242024/02/07 | February 27, 20322032/02/27 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Development Bank of Japan Inc. |
2,438 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.165% |
Floating | February 29, 20242024/02/29 | August 31, 20262026/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. (Green Loan) |
1,000 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.170% |
Floating | February 29, 20242024/02/29 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Resona Bank, Limited. (Green Loan) |
1,000 | Base interest rate + 0.210% |
Floating | February 29, 20242024/02/29 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| Nippon Life Insurance Company (Green Loan) |
1,000 | 1.02375％ | Fixed | February 29, 20242024/02/29 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation |
2,477 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.320% |
Floating | February 29, 20242024/02/29 | February 28, 20312031/02/28 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. Development Bank of Japan Inc. |
2,328 | 1.14500％ | Fixed | February 29, 20242024/02/29 | February 28, 20312031/02/28 | Unsecured Unguaranteed |
| The Norinchukin Bank | 500 | 1.02544％ | Fixed | June 28, 20242024/06/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| SBI Shinsei Bank, Limited | 500 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.170% |
Floating | June 28, 20242024/06/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| The 77 Bank, Ltd. | 500 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.220% |
Floating | June 28, 20242024/06/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| The Higo Bank, Ltd. | 500 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.220% |
Floating | June 28, 20242024/06/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| The Gunma Bank, Ltd. | 500 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.220% |
Floating | June 28, 20242024/06/28 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Mitsui Sumitomo Insurance Company,Limied THE NISHI-NIPPON CITY BANK, LTD. |
800 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.170% |
Floating | August 30, 20242024/08/30 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 2,000 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.190% |
Floating | August 30, 20242024/08/30 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited. SBI Shinsei Bank, Limited Shinkin Central Bank The 77 Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. |
2,887 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.200% |
Floating | August 30, 20242024/08/30 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. The Norinchukin Bank Development Bank of Japan Inc. |
6,147 | 1.17750％ | Fixed | August 30, 20242024/08/30 | August 29, 20312031/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 11,100 | Base interest rate (JBA one -month Japanese Yen TIBOR) + 0.25% |
Floating | December 24, 20242024/12/24 | March 31, 20262026/03/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited. SBI Shinsei Bank, Limited Shinkin Central Bank |
1,740 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.170% |
Floating | February 28, 20252025/02/28 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. The Norinchukin Bank Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited. SBI Shinsei Bank, Limited |
2,695 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.210% |
Floating | February 28, 20252025/02/28 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. Development Bank of Japan Inc. |
2,986 | 1.48380％ | Fixed | February 28, 20252025/02/28 | February 28, 20312031/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation |
2,878 | 1.52600% (Note 1) |
Fixed | February 28, 20252025/02/28 | February 27, 20322032/02/27 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 2,000 | Base interest rate (JBA three -months Japanese Yen TIBOR) + 0.320% |
Floating | February 28, 20252025/02/28 | February 27, 20322032/02/27 | Unsecured Unguaranteed |
Breakdown of Financing by Bank
| Lender | Balance (Millions of Yen) |
Share | |
|---|---|---|---|
| 1 | Mizuho Bank, Ltd. | 50,834 | 28.4% |
| 2 | Sumitomo Mitsui Banking Corporation | 26,485 | 14.8% |
| 3 | MUFG Bank, Ltd. | 15,543 | 8.7% |
| 4 | The Norinchukin Bank | 13,553 | 7.6% |
| 5 | Mizuho Trust & Banking Co., Ltd. | 12,778 | 7.1% |
| 6 | Sumitomo Mitsui Trust Bank, Limited | 12,161 | 6.8% |
| 7 | Development Bank of Japan Inc. | 11,262 | 6.3% |
| 8 | Resona Bank, Limited. | 7,598 | 4.3% |
| 9 | SBI Shinsei Bank, Limited | 5,780 | 3.2% |
| 10 | Shinkin Central Bank | 5,281 | 3.0% |
| 11 | Aozora Bank, Ltd. | 5,081 | 2.8% |
| 12 | Mitsui Sumitomo Insurance Company, Limited | 3,500 | 2.0% |
| 13 | Nippon Life Insurance Company | 2,230 | 1.2% |
| 14 | The 77 Bank, Ltd. | 2,000 | 1.1% |
| 15 | The Higo Bank, Ltd. | 1,400 | 0.8% |
| 16 | The Gunma Bank, Ltd. | 1,000 | 0.6% |
| 17 | THE NISHI-NIPPON CITY BANK, LTD. | 1,000 | 0.6% |
| 18 | Sompo Japan Insurance Inc. | 500 | 0.3% |
| 19 | The Bank of Fukuoka, Ltd. | 500 | 0.3% |
| 20 | Meiji Yasuda Life Insurance Company | 230 | 0.1% |
- These are borrowings at floating interest rates, but the interest rate swap transactions are undertaken to hedge against the risk of interest rate fluctuations. The interest rates shown are therefore rates reflecting the effect of interest rate swaps (effective fixing of interest rates).
- Interest rate indicates the weighted average rate of each syndicate of lenders.
- Apart from the above borrowings, in anticipation of potential future funding needs, commitment line agreements existed as of February 5, 2025 with Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd., Mizuho Trust & Banking Co., Ltd., SBI Shinsei Bank, Limited, Aozora Bank, Ltd. and Resona Bank, Limited with a total borrowing limit of \13.5 billion.