Borrowings
As of August 31, 2021
Interest-Bearing Debt(Excel data）XLS(153KB)
- Short-Term Borrowings
- ¥ 0million
- Long-term Borrowings
（current portion） - ¥ 17,610million
- Long-term Borrowings
- ¥ 132,006million
- Total Borrowings
- ¥ 149,616million
Short-Term Borrowings
| Lender | Balance (Millions of Yen) |
Interest Rate |
Fixed/ Floating |
Drawdown Date | Repayment Date | Remarks |
|---|---|---|---|---|---|---|
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Long-term Borrowings
| Lender | Balance (Millions of Yen) |
Interest Rate |
Fixed/ Floating |
Drawdown Date | Repayment Date | Remarks |
|---|---|---|---|---|---|---|
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| Development Bank of Japan Inc. | 2,450 | 1.61000％ | Fixed | February 7, 20142014/02/07 | August 7, 20222022/08/07 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
1,000 | 1.81875％ (Note 1) |
Fixed | February 7, 20142014/02/07 | February 7, 20242024/02/07 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited. |
7,550 | 0.77300％ (Note 1) |
Fixed | February 27, 20152015/02/27 | February 28, 20222022/02/28 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. | 1,900 | 1.17375％ (Note 1) |
Fixed | February 27, 20152015/02/27 | August 30, 20242024/08/30 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
500 | 1.46000％ (Note 1) |
Fixed | February 27, 20152015/02/27 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
300 | 1.75000％ (Note 1) |
Fixed | February 27, 20152015/02/27 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited, The Norinchukin Bank Resona Bank, Limited. |
3,356 | 0.74875％ (Note 1) |
Fixed | August 31, 20152015/08/31 | August 31, 20222022/08/31 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. | 414 | 0.75500％ | Fixed | August 31, 20152015/08/31 | August 31, 20222022/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank Aozora Bank, Ltd |
4,555 | 0.40990％ (Note 1) |
Fixed | February 29, 20162016/02/29 | February 28, 20232023/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited Shinsei Bank, Limited |
3,877 | 0.46200％ (Note 1) |
Fixed | February 29, 20162016/02/29 | August 31, 20232023/08/31 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. Nippon Life Insurance Company |
1,309 | 0.51880％ | Fixed | February 29, 20162016/02/29 | February 29, 20242024/02/29 | Unsecured Unguaranteed |
| Meiji Yasuda Life Insurance Company | 500 | 0.59322％ | Fixed | February 29, 20162016/02/29 | August 30, 20242024/08/30 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. |
500 | 0.72750％ (Note 1) |
Fixed | February 29, 20162016/02/29 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. |
2,840 | 0.55380% (Note 2) |
Fixed | February 7, 20172017/02/07 | August 31, 20222022/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. |
4,090 | 0.60313% (Note 2) |
Fixed | February 7, 20172017/02/07 | February 28, 20232023/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. |
6,093 | 0.65637% (Note 2) |
Fixed | February 7, 20172017/02/07 | August 31, 20232023/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank |
6,434 | 0.64855% (Note 2) |
Fixed | February 7, 20172017/02/07 | February 29, 20242024/02/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 1,754 | 0.780% | Fixed | February 7, 20172017/02/07 | August 30, 20242024/08/30 | Unsecured Unguaranteed |
| Development Bank of Japan Inc. | 969 | 0.850% | Fixed | February 7, 20172017/02/07 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank |
1,000 | 0.41725% (Note 2) |
Fixed | August 31, 20172017/08/31 | February 28, 20222022/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank Shinsei Bank, Limited |
5,400 | 0.59128% (Note 2) |
Fixed | August 31, 20172017/08/31 | August 30, 20242024/08/30 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Development Bank of Japan Inc. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank Shinsei Bank, Limited |
6,990 | 0.65738% (Note 2) |
Fixed | August 31, 20172017/08/31 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Development Bank of Japan Inc. Aozora Bank, Ltd Meiji Yasuda Life Insurance Company Nippon Life Insurance Company |
5,000 | 0.72461% (Note 2) |
Fixed | August 31, 20172017/08/31 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Sompo Japan Insurance Inc. Mitsui Sumitomo Insurance Company,Limied |
1,000 | 0.41000% | Fixed | February 7, 20192019/02/07 | February 28, 20232023/02/28 | Unsecured Unguaranteed |
| Nippon Life Insurance Company | 500 | 0.46000% | Fixed | February 7, 20192019/02/07 | February 29, 20242024/02/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited Shinsei Bank, Limited |
1,340 | 0.41330% (Note 1) |
Fixed | February 7, 20192019/02/07 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Development bank of Japan Inc. Aozora Bank, Ltd. |
2,300 | 0.57000% | Fixed | February 7, 20192019/02/07 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited Shinsei Bank, Limited |
9,150 | 0.48000% (Note 1) |
Fixed | February 7, 20192019/02/07 | February 27, 20262026/02/27 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 850 | 0.48000% | Fixed | February 7, 20192019/02/07 | February 27, 20262026/02/27 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank |
8,470 | 0.58400% (Note 1) |
Fixed | February 7, 20192019/02/07 | August 31, 20262026/08/31 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 1,600 | 0.58400% | Fixed | February 7, 20192019/02/07 | August 31, 20262026/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited. Shinkin Central Bank Shinsei Bank, Limited |
4,580 | 0.42250％ (Note 1) |
Fixed | August 30, 20192019/08/30 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Mitsui Sumitomo Insurance Company,Limied The 77 Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. |
2,280 | 0.24450% (Note 1) |
Fixed | February 28, 20202020/02/28 | August 30, 20242024/08/30 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Shinkin Central Bank Shinsei Bank, Limited Mitsui Sumitomo Insurance Company,Limied |
2,470 | 0.28450% (Note 1) |
Fixed | February 28, 20202020/02/28 | August 29, 20252025/08/29 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Resona Bank Shinkin Central Bank Shinsei Bank, Limited Mitsui Sumitomo Insurance Company,Limied |
5,200 | 0.39200% (Note 1) |
Fixed | February 28, 20202020/02/28 | February 26, 20272027/02/26 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd. Mizuho Trust & Banking Co., Ltd. The Norinchukin Bank Shinkin Central Bank Shinsei Bank, Limited |
6,375 | 0.44300% (Note 1) |
Fixed | February 28, 20202020/02/28 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 490 | 0.44300% | Fixed | February 28, 20202020/02/28 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. MUFG Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited |
850 | 0.26650％ (Note 1) |
Fixed | August 31, 20202020/08/31 | August 31, 20232023/08/31 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 2,000 | 0.41450％ (Note 1) |
Fixed | August 31, 20202020/08/31 | February 28, 20252025/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 1,000 | 0.47870％ (Note 1) |
Fixed | August 31, 20202020/08/31 | August 31, 20272027/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Sumitomo Mitsui Trust Bank, Limited The Norinchukin Bank Resona Bank, Limited |
3,130 | 0.53250％ (Note 1) |
Fixed | August 31, 20202020/08/31 | February 29, 20282028/02/29 | Unsecured Unguaranteed |
| Development bank of Japan Inc. Aozora Bank, Ltd. |
1,900 | 0.63462% | Fixed | August 31, 20202020/08/31 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
1,870 | 0.65400％ (Note 1) |
Fixed | August 31, 20202020/08/31 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 1,060 | 0.22250％ (Note 1) |
Fixed | February 8, 20212021/02/08 | May 31, 20232023/05/31 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation Mitsui Sumitomo Insurance Company,Limied |
2,950 | 0.45200％ (Note 1) |
Fixed | February 8, 20212021/02/08 | January 31, 20282028/01/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited Resona Bank, Limited Shinkin Central Bank Shinsei Bank, Limited The 77 Bank, Ltd. THE NISHI-NIPPON CITY BANK, LTD. The Gunma Bank, Ltd. The Higo Bank, Ltd. |
6,630 | 0.59000％ (Note 1) |
Fixed | February 8, 20212021/02/08 | February 28, 20292029/02/28 | Unsecured Unguaranteed |
| The Norinchukin Bank Development Bank of Japan Inc. Aozora Bank, Ltd. |
2,800 | 0.69000％ | Fixed | February 8, 20212021/02/08 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. |
4,110 | 0.72000％ (Note 1) |
Fixed | February 8, 20212021/02/08 | February 28, 20302030/02/28 | Unsecured Unguaranteed |
| MUFG Bank, Ltd. | 660 | Base rate of interest (JBA three-month Japanese Yen TIBOR) + 0.155% | Floating | August 31, 20212021/08/31 | February 28, 20232023/02/28 | Unsecured Unguaranteed |
| Sumitomo Mitsui Banking Corporation | 1,790 | 0.42197％ | Fixed | August 31, 20212021/08/31 | August 31, 20282028/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. Mizuho Trust & Banking Co., Ltd. Shinsei Bank, Limited Aozora Bank, Ltd. |
2,480 | 0.54207％ | Fixed | August 31, 20212021/08/31 | August 31, 20292029/08/31 | Unsecured Unguaranteed |
| Mizuho Bank, Ltd. | 1,000 | 0.66457％ | Fixed | August 31, 20212021/08/31 | August 30, 20302030/08/30 | Unsecured Unguaranteed |
Breakdown of Financing by Bank
| Lender | Balance (Millions of Yen) |
Share | |
|---|---|---|---|
| 1 | Mizuho Bank, Ltd. | 39,134 | 26.2% |
| 2 | Sumitomo Mitsui Banking Corporation | 26,785 | 17.9% |
| 3 | MUFG Bank, Ltd. | 14,694 | 9.8% |
| 4 | Mizuho Trust & Banking Co., Ltd. | 12,783 | 8.5% |
| 5 | The Norinchukin Bank | 12,053 | 8.1% |
| 6 | Development Bank of Japan Inc. | 10,762 | 7.2% |
| 7 | Sumitomo Mitsui Trust Bank, Limited | 10,162 | 6.8% |
| 8 | Resona Bank, Limited | 4,400 | 2.9% |
| 9 | Shinkin Central Bank | 3,921 | 2.6% |
| 10 | Shinsei Bank, Limited | 3,581 | 2.4% |
| 11 | Aozora Bank, Ltd. | 3,381 | 2.3% |
| 12 | Mitsui Sumitomo Insurance Company, Limied | 2,500 | 1.7% |
| 13 | Nippon Life Insurance Company | 1,230 | 0.8% |
| 14 | The 77 Bank, Ltd. | 1,000 | 0.7% |
| 15 | THE NISHI-NIPPON CITY BANK, LTD. | 1,000 | 0.7% |
| 16 | Meiji Yasuda Life Insurance Company | 730 | 0.5% |
| 17 | Sompo Japan Insurance Inc. | 500 | 0.3% |
| 18 | The Gunma Bank, Ltd. | 500 | 0.3% |
| 19 | The Higo Bank, Ltd. | 500 | 0.3% |
- These are borrowings at floating interest rates, but the interest rate swap transactions are undertaken to hedge against the risk of interest rate fluctuations. The interest rates shown are therefore rates reflecting the effect of interest rate swaps (effective fixing of interest rates).
- Interest rate indicates the weighted average rate of each syndicate of lenders.
- Apart from the above borrowings, in anticipation of potential future funding needs, commitment line agreements existed as of February 3, 2021 with Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd., Mizuho Trust & Banking Co., Ltd., Shinsei Bank, Limited and Aozora Bank, Ltd. with a total borrowing limit of \13 billion.